STANDARD BRIDGE LOAN TERMS

Principal Amount: $250,000 to $2,000,000

Collateral: Senior Secured

Maturity: Six months to Two years

Interest Rate: 10% to 15%

Loan Fee: 1% to 2%

Warrants: 25% to 75% of the total loan commitment

Exercise Price: Lower of current price per share or price per share of next equity round

Cashless Exercise Feature: Yes

Time to close: Sixty days