The profile of a typical company funded by Georgetown Capital Partners includes the following:

• Experienced management team with equity stake
• Current revenues or executed customer contracts
• Proprietary intellectual property
• Differentiation from its competitors

In reviewing a potential bridge loan opportunity, we employ a due diligence process focused on a determination of the ability of the borrower to pay back the principal and an assessment of the value of our collateral. This process generally includes a review of the company's business plan, financial statements, and financial projections as well as interviews with management, customers, and investors.

The terms and conditions of a bridge loan are generally as follows:

Principal Amount: $250,000 to $1,000,000
Collateral: Senior Secured
Maturity: Three months to 0ne year
Interest Rate: 10% to 15%
Loan Fee: 1% to 2%
Warrants: 25% to 75% of the total loan commitment
Exercise Price: Lower of current price per share or price per share of next equity round
Cashless Exercise Feature: Yes
Time to close: Thirty days